FAQ

We know debt can feel overwhelming. Here are answers to some of the most common questions our clients ask:

Are your debt relief services available outside of Toronto?

While our primary location is in Toronto, we offer virtual consultations and services to clients across Canada.

💬 How much can I reduce my debt by?

Every case is different, but we’ve helped clients reduce their debt by up to 70% through strategic negotiation and tailored repayment plans.

💬 What kind of debts do you help with?

We assist with credit card bills, phone bills, personal loans, mortgages, and more. If you’re unsure, just book a free consultation — we’ll review your case and let you know your options.

💬 Do I qualify for debt relief?

If you're behind on bills or struggling to make payments, there’s a good chance you qualify. The best way to find out is through a 1-on-1 consultation with our team.

💬 Will this affect my credit score?

If you're behind on bills or struggling to make payments, there’s a good chance you qualify. The best way to find out is through a 1-on-1 consultation with our team.

💬 Will this affect my credit score?

Some solutions may impact your credit in the short term — but in most cases, getting out of debt can help rebuild your score faster than continuing to fall behind.

💬 Is this service confidential?

Absolutely. All consultations and communications are 100% confidential and judgment-free.

💬 How long does the process take?

Depending on your situation, we may start resolving your debt in just a few weeks. Your consultant will give you a full timeline after reviewing your case.

Regain Financial Freedom Today

Discover personalized debt relief solutions with OweFree Services. Let us guide you towards a stress-free future and put you back in control of your finances.